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By Seeds of Security Life You changed jobs. The transition went well. But somewhere in the back of your mind there's a loose end: that 401(k) sitting at your old employer. You're not alone. There are trillions of dollars sitting in forgotten 401(k) accounts across the country — money that belongs to people who simply didn't know what to do with it when they left, so they did nothing. Doing nothing is often the most expensive choice you can make. Why You Shouldn't Just Leave I

By Seeds of Security Life It's one of the most common things we hear. And honestly? It makes complete sense on the surface. You're young. You feel great. You don't have a spouse, kids, or anyone financially depending on you. Life insurance feels like something your parents deal with — or something you'll think about "when the time comes." Right now, there are student loans to pay off, a career to build, maybe a first apartment or a first home on the horizon. Why add another b

By Seeds of Security Life If you've ever found yourself using the terms "life insurance" and "health insurance" interchangeably — or wondered whether having one means you don't need the other — you're not alone. They sound similar, they're both types of insurance, and they both involve protecting yourself and your family. But they serve very different purposes, and understanding the distinction could be one of the most important financial decisions you make. The Core Differen

By Seeds of Security Life Let’s be honest—life insurance usually sits somewhere between “I should really do that” and “I’ll get to it eventually.” Kind of like fixing a roof. You don’t think about it when the sun is shining. But when the storm hits? That’s when you wish it was already handled. And just like a roof, taking care of it early is almost always simpler—and more affordable—than waiting until there’s a problem. Life insurance works the same way. It’s not about today—